house for sale Lamagdelaine, Lot

€ 268.000

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Occupied Life Annuity – Rare Heritage Investment Opportunity with Private Access to the Lot River Invest in an exceptional property offered as an occupied life annuity (viager occupé – two lives), presenting strong capital appreciation potential in a preserved natural environment. This detached house is set on a 4,650 m² enclosed, nonfloodprone plot and benefits from open views, direct private access to the Lot River, and a completely private setting, surrounded by nonbuildable land — a key asset for longterm investment security. Financial Terms of the Life Annuity: Upfront payment (Bouquet): €268,000 Monthly annuity (Rente): €590 Occupied life annuity (two lives) Discounted acquisition price, with no rental management or vacancy risk, and favorable tax treatment. A Rare and Sustainable Real Estate Asset Quality construction (1971) 356 m² total floor area, including 230 m² of living space Heating via heat pump and fireplace Full basement with threecar garage Land Features Enhancing Value Well with electric pump Fruit trees Large vegetable garden Private access to the Lot River (potential for a private dock) Investment Strategy Occupancy by the sellers ensuring ongoing property maintenance Future refurbishment to be anticipated, allowing for significant capital revaluation Rare and soughtafter location, ideal for a longterm heritage investment strategy Secure investment, deferred returns, and guaranteed value enhancement Full investment file available upon request – highpotential life annuity opportunity

property description

Franimo nr:	#7241459
reference:	227629909C724007
region:	Lot
close to:	Lamagdelaine
property type:	house
rooms:	6
bedrooms:	4
surface:	230 m2
plot surface:	4664 m2
price:	€ 268.000

energy consumption

≤ 50A
51 - 90B
91 - 150C
150 - 230D
231 - 330E	259
331 - 450F
451 - 590G

gas emissions

≤ 5A
6 - 10B	7
11 - 20C
21 - 35D
36 - 55E
56 - 80F
> 80G

seller

Selection Habitat

real estate agent:	Selection Habitat
name:	not specified
address:	Rue Theodor Mathieu, Parc d?activités de la Gineste 190 12000 Rodez France
speaks:	English, French

more information about real estate agency Selection Habitat

estimated costs of this property Lamagdelaine (Lot)

This is just an example or indication, no rights can be derived from this information.To get the actual costs of this French property please fill out the form above.
Notary fees and taxes At current selling price/ paid only once.	€ 19.932
calculate the notary fees
Property tax	€ 2.065
Housing tax Estimated	Estimated between € 536 and € 1.340
Insurance	From 165 euro a year
Energy, depends on your consumption. A subscription for 3KW at the EDF is about 70 € a year, in addition you pay the costs of use.
Water, depends on your consumption and can differ per municipality (ask at the municipality).
Sewerage, depends on your water consumption and can differ per municipality (ask at the municipality). If there is no sewerage system available, check whether the current septic tank is up to standard. If not, it has to be replaced. For the placement of a new septic tank, count around 7,000 and 11,000 euros. More information about the septic tank can be found here (in French).
Heating, depends on your consumption and method of heating (wood, oil, electric, etc.).